Fall Into Medicare Confidence: Preparing for AEP
As the leaves change and cooler weather settles in, it’s also time to prepare for one of the most important seasons for Medicare beneficiaries — the Annual Enrollment Period (AEP).
From October 15 through December 7, Medicare beneficiaries have the opportunity to review, compare, and make changes to their Medicare Advantage (MAPD) and Prescription Drug Plans (PDP). Any changes made during this window will take effect on January 1, 2026.
Why is AEP important?
Even if you’re happy with your current plan, it’s worth reviewing your coverage each year because:
Plan benefits and costs may change. Premiums, copays, and drug coverage can shift from year to year.
Your health needs may have changed. New prescriptions, doctor visits, or treatments might mean your current plan is no longer the best fit.
New plans may be available. Insurance carriers often add or update plans that could offer better coverage or cost savings.
What you can do to prepare:
Review your Annual Notice of Change (ANOC): This document, sent by your current plan each fall, explains what will change in your plan for next year.
Make a list of your needs: Include your doctors, prescriptions, and preferred pharmacies.
Explore your options: Use Medicare.gov to compare plans, or work with a trusted licensed agent to guide you through your choices.
Don’t wait until the last minute: The earlier you review, the less stressful your decision will be.
Need help?
At Senior Choice Consulting, our mission is to make Medicare simple, clear, and stress-free. We’re here to educate you, answer your questions, and guide you through the options so you feel confident in your decisions.
📅 AEP begins October 15 — don’t miss this important window to ensure your coverage is the right fit for 2026.
Contact us today to schedule your Medicare review session
